Who is Hudson?

Hudson Insurance Group is a specialty insurance underwriter of primary and excess coverages underwritten through two strategic business units: Hudson Programs and Hudson Healthcare. Hudson Insurance Group provides admitted insurance through Hudson Insurance Company. Non-admitted insurance is provided through Hudson Specialty Insurance Company, all rated “A” (Excellent), XV by A.M. Best Company.

Is Hudson part of an insurance group?

Hudson Insurance Group is the U.S. Insurance Division of OdysseyRe. OdysseyRe ranks among the top global reinsurance companies, with assets of $9.8 billion, and $3.1 billion in policyholders’ surplus. OydsseyRe is rated “A” (Excellent) by A.M. Best Company and “A-” (Strong) by Standard & Poor’s and is a leading worldwide underwriter of property and casualty reinsurance and specialty insurance with over 600 employees in 13 offices located around the world. OdysseyRe is publicly traded on the New York Stock Exchange under the symbol, ORH.

What is Hudson Programs?

Hudson Programs is based in New York City where a team of highly qualified underwriters underwrites in five product line categories through selected Program Administrators.

What business do you write?

Hudson Programs’ focuses on insurance programs with an emphasis on homogeneity among insureds. Our programs are written in well-defined market segments normally by class of risk, size of risk, location of risk and claims history.

Policies are written on an occurrence and/or claims-made basis with limits and deductibles based on the size and class of risk. Coverage is offered on an admitted and/or non-admitted basis depending on the program and/or state.

Do you have a minimum volume requirement?

Hudson Programs has a minimum annual premium volume requirement of $10,000,0000. Importantly, Hudson seeks programs with a minimum potential underwriting profit annually of $1,000,000.

What is your distribution strategy?

Hudson Programs’ approach is to form strategic alliances with select, full-service professional Program Administrators, which meet underwriting, financial, operational and ethical standards.

Hudson Programs operates exclusively through Program Administrators that have the authority to bind coverage and issue policies. Program Administrators produce business through independent agents and brokers.

What states is Hudson licensed in and do you have admitted and non-admitted licenses?

Hudson Programs has access to admitted paper through Hudson Insurance Company in all states except Kansas and Minnesota. Hudson Specialty Insurance Company is eligible to write surplus lines in all states except Connecticut.

How are claims handled?

Claims are managed by Third Party Administrators or supervised by Hudson Programs professional claims staff. All TPAs are selected by Hudson Programs based on their expertise in specific LOB and geographical territory.

Why should I choose Hudson?

Hudson Insurance Group has strong financial strength, capacity and technical expertise. Hudson is an entrepreneurial organization with professional resources in underwriting, claims management, systems, actuarial analysis and finance. With streamlined processes, Hudson provides comprehensive business intelligence to monitor the profitability of its programs.

How do I submit a program?

Hudson’s underwriting and claims professionals perform an intensive review of all qualified proposals. All program submissions must include the following minimum information: copies of all policy forms and rates, a minimum of 5 years program experience on an underwriting year or accident year basis including earned premiums and losses by line of business.

A program may be submitted to Hudson Programs either electronically via e-mail or in writing to: