Architects & Engineers Program

The Hudson Architects and Engineers Program provides Professional Liability with a maximum limit of $5,000,000 and a minimum retention of $2,500. Policies are written on a one-year, claims-made basis on either Hudson Insurance Company or Clearwater Insurance Company paper in all states except Maine.

Directors’ and Officers’ Liability Program

Hudson’s Professional Liability Program writes excess and primary Directors’ and Officers’ (D&O) insurance for small and mid-cap publicly traded companies. Coverage for large-cap companies and non-profits will be considered on a limited basis. The Program is written on Hudson Insurance Company (admitted) and Hudson Specialty Insurance Company (non-admitted) paper in all states except Maine. Features of the program include:

• Up to $10,000,000 in Policy limits are available
• Excess insurance is written on a following form basis
• Primary ABC coverage, as well as primary and excess Side A. policies, is written on a claims-made basis.
• Minimum premiums and deductibles apply based on the size and class of risk.

Environmental Contractors and Consultants/Site Pollution Program

The Hudson Environmental Contractor Program targets risks in two major product segments: environmental contractors and consultants (ECC) and site pollution (Site). The ECC segment may include professional liability, general liability, contractors’ pollution liability, and excess liability. The Site Pollution book includes many classes of risks seeking environmental impairment liability and underground storage tank liability covers.

Hudson Specialty Insurance Company offers up to a $10,000,000 limit of liability on most coverages (except CGL) written on a claims-made basis with defense within limit. ECC policies are written for one year only but Site policies maybe written up to ten years, with an average term of two years.

Lawyers Professional Liability Program

Hudson Lawyers Professional Liability Program targets low-to-mid hazard areas of practice in New Jersey, New York and Pennsylvania. The program is written on Hudson Insurance Company paper and offers limits of $5,000,000 on a claims-made basis with a required minimum deductible of $5,000.

MGA E&O Program

The Hudson MGA E&O program targets MGAs, Program Administrators and Underwriting Managers who focus on one-to-three programs with revenues between $1,000,000 and $10,000,000. The maximum limit is $5,000,000 with a minimum deductible of $5,000. Coverage is offered on Hudson Specialty Insurance Company in all states except Connecticut, Maine and New York.

Registered Investment Advisors (RIAs) Program

Hudson’s Registered Investment Advisors (RIAs) program targets small- to mid-size RIAs, including financial planners, throughout the United States, with a maximum limit of $5,000,000 and a minimum retention of $1,000. Policies are written on a one-year, claims-made, defense within limit basis on Hudson Specialty Insurance Company (non-admitted) paper in most states. Coverage is written on Hudson Insurance Company paper in Connecticut, Washington D.C. and New York.

Technology Errors and Omissions (E&O), Internet Liability and Media Professional Program

This Hudson Program insures small and mid-sized accounts in three product categories:

• Technology risks, such as hardware and software manufacturers, as well as consultants.
• Internet risks including prescribed classes with exposure to the Internet, as well as web designer and enablers.
• Media risks such as print, TV, film and radio.

The program offers up to a $5,000,000 of limits. Technology and Internet accounts are written on a claims-made, defense within limit policy. Media accounts are traditionally written on an occurrence basis with defense outside limits. Minimum retentions of $10,000 are required.

Contact: Steve Porcelli